Finding My Goals

There's a cute story on Janine's web-page that I'll and share with you quickly. She was teaching a youth class about finding their goals in life and how managing their money along with their goals is the key to success. During class, someone left a paper bag on her table (she was a little hesitant about opening the bag!). But instead of being something alive or slimy, she found a stuffed porpoise. One of the kids yelled out to her,"Mrs. Bolon, I just wanted you to know I've found my porpoise!". They all had a good laugh and she felt that the kids had understood her lecture about having a goal in life.

Janine is a trained biochemist, with a specialty in analytical chemistry. She had been working in the pharmaceutical industry for 15 years, when she and her husband discovered that she was pregnant! They thought that she would never conceive, but suddenly she was thrown into motherhood and raising a family. They now needed to figure out how to survive on just his income. Janine found her new passion in frugal living. While cutting their living expenses in half, she studied as much as possible-finding ways to help her husband retire from corporate life in 14 years(they cut
that time down too!). She came up with the Five Basic Laws of Wealth Accumulation:

-->Create your financial Goals/Live within your means/Pay yourself first/Pay it forward/and Philanthropy-take care of others. After this is understood she break it down even more. She has you learn about the flow of money and just how to divide money into a certain percentage of categories. (Not use 100% of your take-home money). You learn that there's a flow to money and the Laws of the Universe need this money to keep going in a cycle. For some reason the money you give away-comes back to you doubled and even tripled sometimes (we know this about tithing). But, planning ahead is top priority. She just has this concept nailed!! I'm amazed :) Read her web-page testimonials and the reviews are incredible. You'll love it...

The 60/40 Principle

I'd like to share a favorite book of mine-that has sooo changed my life this summer. It's called,"Money-It's Not Just For Rich People!" -by Janine Bolon. I met this author a few months ago at a free seminar at the library. My sister, Sherri had called me at my preschool one day, and she said to mark my calender for a certain date. She told me that she was out driving in her car and heard a talk show on saving money. She said that the woman on the radio, would be at the library. I truthfully was not interested at first, but told my sister that I'd tag along for fun. HERE'S A NEW LINK TO READ THIS BOOK

The day we did attend this free seminar, I actually did wonder... what this whole evening would be about. Sherri and I sat in the front row, with our little note-books ready to record anything of interest. My sister immediately introduced herself to Janine and I said hello. I could tell there was something special about this lady. She was dressed very formal with a nice pant-suit on...and then I looked down to see very expensive high-top tennis shoes. I thought,"Hmmm, she has good taste in fashion-with a bit of humor added!". I liked her style :) Then for the next hour, I was madly writing down as much info as my little hand could possibly record at one time. She spoke of a sixty-forty principle that is the secret to her managing money in her own life. (She now is a self-made millionaire!) She told us her life story and how one day, a light when off in her head-while she was playing legos on the floor with her children. She has since shared this formula in an amazing book. She actually has several books now to share-which I ran out and bought immediately. She told us during the lecture, that if we tried this formula...and it didn't work-she wanted to know. She gave us a challenge to test the information. I told my husband and my children in Family Home Evening what I had learned. Not all of my kids where ready to believe this information, but for those who did-we bought files to keep track of every penny they saved :) I know this formula really works (Try it out!) I will be sharing my next year in business, using this book. *Every step-you'll know about!